Interactive Prototype · v0.3
NeroX RWA Platform
By NeroChain — tokenised gold, silver and platinum under the AUSTRAC-registered DCE / VASP / Gold Bullion Dealer stack. Buy via fiat or AUDD, borrow at 6.5%, spend by card, self-custody on NeroChain L1 — plus the NeroFi AU→PK remittance corridor and NERO Compute physically-settled capacity credits, all in one app.
Screens
Locked economics. Buy/Sell 1.50% fiat · 1.20% AUDD · 0.96% AUDD+NERO. PayID deposits & AUD→AUDD free. Borrow 6.5% + 1% origination, 70% max LVR. Redemption minimums Au 1kg · Ag 15kg · Pt 1kg. Gold storage free; Ag/Pt 0.35% p.a. $GOLD transfers 0.12%, charged in $GOLD.
Compute (pilot). 1 credit = 1 GPU-hour on a published spec in a named month; expires at window close. Member pays 0.5% mint + 3.0% placement. Holder pays 2.5% on redemption. Secondary 0.25% a side. Professional participants only.
NeroChain Pty Ltd · ACN 682 364 585 · AUSTRAC-registered DCE100888792-001 · Prototype only — rates indicative, no live funds.
Prototype
VaultNeroChain L1
NeroX RWA PlatformRegulated real-world assets · 1:1 vaulted & audited
✓
Gold, silver and platinum tokens backed 1:1 by allocated metal in Brinks vaults, verified by BDO and Chainlink Proof of Reserve.
✓
Buy with AUD via PayID or with AUDD — the regulated Australian-dollar stablecoin — for lower fees and self-custody on NeroChain L1.
✓
Borrow against your metal at 6.5% p.a. instead of selling it, or spend it anywhere with the Nero Card.
NeroChain Pty Ltd · ACN 682 364 585 · AUSTRAC-registered digital currency exchange DCE100888792-001, VASP & Gold Bullion Dealer. Prototype — not an offer of financial products.
Create your account
One account for metals, AUDD and NeroChain L1. Verification takes about two minutes.
✓
Protected with passkey and biometric sign-in after setup.
By continuing you agree to identity verification required under AUSTRAC AML/CTF rules.
Verify your identity
Required once, before your first purchase. Your details are checked against Australian identity records.
Data is encrypted at rest and in transit and handled under the Australian Privacy Act 1988.
Choose a document
We verify one government-issued photo ID.
Scan your document
Lay it flat in good light. Both sides for licences.
Face check
A quick selfie video confirms the document belongs to you.
Position your face in the frame
Remove glasses and hats. Turn your head slowly when prompted. Takes about 10 seconds.
Biometric data is used only for verification and handled per our privacy policy.
You're verified
Your account is active. Top up with AUD, crypto or stablecoins and make your first metal purchase.
Buy / sell metalsEnabled
AUD & crypto top-upEnabled
Borrowing & cardEnabled
Top up AUD
Transfer from any Australian bank via PayID or direct transfer. Deposits are free and usually arrive in under a minute.
Your unique PayID
adam.s8830@pay.nerochain.io
Account nameNeroChain Client Trust
ReferenceNX-8830-2214
FeeFree
Arrives~60 seconds (Osko)
i
Card top-ups aren't offered directly — card funding is available through our on-ramp partner at the provider's own rate. Bank transfer is always the cheapest way in.
Recent deposits
Today 09:12 · CBA ••2041+$2,000.00
28 Sep · CBA ••2041+$5,000.00
Deposit crypto
Send BTC, ETH, AUDD, USDC or USDT from any wallet or exchange. Deposits are free — use your balance to buy metals directly.
BTC deposit address · Bitcoin network
bc1q8v3...m4xz7t
Deposit feeFree
Credited after2 confirmations (~20 min)
Minimum0.0002 BTC
!
Bitcoin network only. Sending any other asset or network to this address will result in permanent loss.
i
Buying metal with BTC or ETH converts through AUDD at the live rate — a CGT disposal of your crypto. USDC/USDT conversions are also disposals but typically with negligible gain; AUDD spends are 1:1. Everything lands in your tax report automatically.
● L1 Mainnet
Portfolio value in AUD
$59,759.72
+$1,491.66 (2.56%) past 30 days
1W1M3M1YAll
Buy
Sell
Send
Top up
Borrow
Receive
Metals $44,570
Au
$GOLD
$167.64/g · vaulted in Sydney
$38,100
227.27 g
Ag
$SILVER
$1.99/g
$4,330
2,177.24 g
Pt
$PLAT
$68.80/g
$2,140
31.10 g
Compute $6,164
GPU
H100 · Oct 26
400 GPU-hrs · US$1.62
$982
window open
GPU
H100 · Dec 26
2,000 GPU-hrs · US$1.71
$5,182
opens 1 Dec
Cash and crypto $9,026
A$
AUDD
Regulated AUD stablecoin
$2,914
2,914.30
₿
Bitcoin
Deposited · ready to trade
$1,940
0.0120 BTC
Ξ
Ethereum
Deposited · ready to trade
$2,210
0.410 ETH
$
USDC
Converts to AUDD when trading
$758
500.00 USDC
₮
USDT
Converts to AUDD when trading
$455
300.00 USDT
N
NERO
Pays fees · 20% discount
$750
1,500
Proof of reserves
100.4% backed · verified 2h ago
BDO attestation · Chainlink PoR feed
NeroFi corridor
Send AUD → Pakistan in minutes
AUDD-settled · Zindigi, Raast, JS Bank, UBL, JazzCash, Easypaisa · 1.5% all-in
NERO Compute
Capacity credits, redeemed for the machine
Physically settled · bonded members · professional participants
Nero virtual Visa
Spend $GOLD, BTC, $SILVER, USDT and more
Buy metals
≈ 5.965 g $GOLD
$500
$1,000
$5,000
AUD balance
PayID / bank transfer · deposits free
1.50%
AUDD Save 20%
AUD→AUDD converts free · unlocks self-custody
1.20%
₿Ξ$₮Crypto
BTC, ETH, USDC or USDT · converts via AUDD at the live rate · CGT disposal applies
1.50%
Pay fees in NERO
Extra 20% off the transaction fee · balance 1,500 NERO
Quoted at Chainlink reference spot + visible fee. Minimum fee A$2. Gold storage free; silver & platinum 0.35% p.a.
Sell metals
Au
$GOLD
227.27 g available
$38,100
≈ 29.826 g $GOLD
AUD to bank
PayID payout · same day
1.50%
AUDD
Instant · stays on your rails
1.20%
Pay fees in NERO
Effective fee 0.96%
Proceeds$5,000.00
Fee (0.96% · paid in NERO)96.00 NERO
You receive5,000.00 AUDD
Vault & audit
Backing ratio
100.4%
Metal in vault
312.6 kg
Tokens issued
311.4 kg
Last verified
2 hrs ago
Independent assurance
● Current
BDO
Quarterly attestation — as at 30 Jun 26
Physical count reconciled to on-chain supply. Report #Q2-26-014.
CHAINLINK
Proof of Reserve — live
On-chain feed updates every 24h or on 0.1% deviation.
BRINKS
Vault custody — live
Segregated, fully insured allocated storage · Sydney.
Allocated bar list — $GOLD
Borrow against your metal
Rate
6.5% p.a.
vs market
9.5–13% elsewhere
+1% origination · no early repayment fees · collateral never rehypothecated
Collateral
Au
$GOLD · 227.27 g
Value $38,100
Borrow amount — 40% LVR
You receive
$15,240
Loan health
Healthy
Margin call 80% · liquidation 90% LVR
Gold price buffer before margin call−50%
Interest (monthly, indicative)$82.55
Origination fee (1%)$152.40
!
Consumer credit. Personal-purpose loans are provided under an Australian Credit Licence arrangement. A responsible lending assessment applies before funds are released.
Virtual Visa
4512 •••• •••• 8830
VISA
Frozen
Pay with
Top source pays firstIf the top source can't cover a purchase, the next one pays. AUDD spends 1:1 with no fee. Metals convert at 1.20% and crypto and stablecoins at 1.50%, and each of those spends is a CGT disposal.
Try a purchase
Coffee $6.50
Fuel $84.20
Laptop $1,499
Recent activity
Au
JB Hi-FiCGT event
Today 11:02 · 1.324 g $GOLD
−$219.40
₿
UberCGT event
Today 8:40 · 0.000149 BTC
−$23.80
₮
WoolworthsCGT event
Yesterday · 42.97 USDT
−$64.15
AM
Ampol Mascot
Mon 5 Oct · AUDD
−$84.20
Daily spend limitA$5,000
Online and in-storeOn
Overseas spendingOn · no FX fee on AUDD
Virtual Visa card issued by a licensed third-party issuer. NeroX acts as programme manager. Prototype card details are not real.
Redeem physical metal
Delivery minimums
Gold1 kg = 1,000 $GOLD (≈ $167,640)
Silver15 kg (≈ $29,828)
Platinum1 kg (≈ $68,800)
Below the minimum? You always have full liquidity — sell back to AUD or AUDD instantly at the standard fee.
Fabrication (1kg cast bar)At cost — $310
Insured shipping (Brinks)At cost — $480
Handling$50
Tokens burned on dispatch1,000 $GOLD
i
Fabrication and shipping are passed through at cost — redemption is not a profit centre. Signature and ID required on delivery.
Withdraw to self-custody
NeroChain L1
● Mainnet
Move AUDD-purchased tokens to your own wallet on NeroChain. Your keys, your metal — backing and redemption rights travel with the token.
$GOLD · 127.52 g eligible
Purchased via AUDD ✓
$GOLD · 99.75 g
Purchased via fiat — hold on platform or repurchase via AUDD to unlock
Network fee0.20 NERO
Withdrawal feeA$3.00 flat
$GOLD transfer fee · 0.12%0.153 g $GOLD
Arrives in your wallet127.367 g $GOLD
Time to arrive~30 seconds
!
Self-custody means self-responsibility. NeroChain cannot recover tokens sent to a wrong address. Travel Rule information is collected as required.
Send to Pakistan
You send · AUDD balance 2,914.30🇦🇺 AUDD
They receive🇵🇰 PKR
AUDD debited · NeroX wallet—
AUDD → AED · NeroChain UAE · Dubai & Abu Dhabi—
AED → PKR · JS Bank Authorised Dealer—
Transfer fee (0.8%)4.00 AUDD
Estimated deliveryUnder 15 minutes
Total cost under 1.5% all-in vs 2–5% at incumbent remitters.
Who's receiving?
Ayesha Khan · Karachi
Review your transfer
You send500.00 AUDD
Transfer fee4.00 AUDD
Rate1 AUD ≈ 183.72 PKR
Ayesha receives₨ —
Delivery toZindigi wallet ·· 0342
PurposeFamily support
How your money moves. Your AUDD is debited on NeroX (AUSTRAC-registered VASP). NeroChain UAE — the group's regulated liquidity provider in Dubai and Abu Dhabi — converts AUDD to AED and wires fiat to JS Bank. JS Bank converts AED to PKR under its SBP Authorised Dealer licence and credits your recipient. Your recipient's bank never holds digital assets.
Sandbox transaction · no live funds move in this prototype.
Transfer in flight
Ref NX-2026-08412 · every step is logged on the NeroChain L1 audit trail.
Digital-asset leg · NeroX (AUSTRAC-registered VASP)
1
AUDD debited from your wallet
Recorded on NeroChain L1 · segregated client assets
2
Corridor liquidity reserved
Quote locked · 1 AUD ≈ 183.72 PKR
3
AUDD → AED at NeroChain UAE
Atomic conversion · Dubai & Abu Dhabi desks · sub-60-second SLA
Insulated settlement boundary
fiat only beyond this point
fiat only beyond this point
Fiat leg · JS Bank / Zindigi (SBP perimeter)
4
AED wired to JS Bank nostro
Interbank wire from NeroChain UAE · sanctions-screened inbound
5
Converted to PKR
JS Bank Authorised Dealer · SBP inward-remittance reporting
6
Credited to recipient
Zindigi wallet ·· 0342
✓
₨ —
delivered to Ayesha Khan · Zindigi wallet ·· 0342
ReferenceNX-2026-08412
You sent500.00 AUDD
Fee4.00 AUDD
Rate1 AUD ≈ 183.72 PKR
End-to-end time4m 06s
Audit trailNeroChain L1 · block 18,442,905
A PKR credit confirmation was sent to your recipient by Zindigi.
NERO Compute
Physically-settled capacity credits. One credit is one hour on one device of a published specification, in a named delivery month — redeemed for the machine itself, never for cash.
§
Controlled pilot · professional participants only. Available to verified AI companies, funds, dealers and their authorised agents. Regulatory characterisation of capacity credits and venue registration are in progress. Not available to retail clients.
Eligibility● Verified
Series
H100 SXM5 · 80GB · NVLink
Forward curve · US$ per GPU-hour · indicative · ■ window open
Your positions
H100 SXM5 · Oct 26
● Window open400 GPU-hours · ref US$1.62 · ≈ A$982 · window closes 31 Oct 26, 23:59 UTC
H100 SXM5 · Dec 26
Opens 1 Dec2,000 GPU-hours · ref US$1.71 · ≈ A$5,182
Clearing & watchdogMember bonds, default waterfall, verification status
›Agent accessLet an AI agent hold, roll and redeem within a mandate
›Prices indicative. A$ values at indicative 0.66 AUD/USD. Unredeemed credits expire at window close.
Buy capacity credits
GPU-hours
100
500
1,000
5,000
Member placement
Bonded member capacity · placement fee paid by the member
0.00%
Holder offers
Secondary market · 0.25% per side
0.25%
A$AUDD balance
Converted at the live rate · indicative 0.66 AUD/USD
$USDC balance
Settled 1:1 in US dollars
!
Expiry is real. Unredeemed hours expire at the close of the delivery window and are not refunded. Roll before window close to keep the exposure.
Credits are minted only against audited, bonded member capacity. Indicative pricing.
Redeem for machine time
H100 SXM5 · Oct 26
● Window open400 GPU-hours available · window closes 31 Oct 26, 23:59 UTC
GPU-hours to redeem
50
100
All 400
i
Allocation is randomised across bonded members and recorded on chain — no member can be quietly favoured. You see which facility serves you after verification.
One atomic transaction
Present credit→Verify + burn→Machine-bound credential→Metered session→Client-signed receipt
Redemption
Ref NC-CR-2026-10418 · verify, burn and credential in one transaction — no human intervention.
On chain · NeroChain L1
1
Credit presented
100 GPU-hours · H100 SXM5 · Oct 26
2
Verified and burned
Credits burned in the same transaction · burn recorded on chain
Clearing module at the facility edge
delivery never routes through anyone's cloud
delivery never routes through anyone's cloud
Member facility · clearing module
3
Allocated
Randomised allocation · auditable on chain
4
Machine-bound credential issued
Session credential bound to the allocated device
5
Metered session
Usage metered for dual-signed settlement
Facility—
DeviceH100 SXM5 · 80GB
Endpointssh nero@••••:2222
Credential valid to31 Oct 26 · 23:59 UTC
Metered usage—
Your signature governs. Settlement evidence is a client-signed receipt: you countersign the metered usage. A member's own log is never accepted as proof of its own performance.
Demo: session time compressed.
Roll to next month
Rolling sells your near-month credits and buys the next delivery month in a single transaction, so unredeemed hours don't expire.
Sell · H100 Oct 26 · 400 h @ US$1.62US$648.00
Buy · H100 Nov 26 · 400 h @ US$1.66US$664.00
Curve spreadUS$16.00
Trading fees · 0.25% × 2 legsUS$3.28
Net cost to rollUS$19.28 · ≈ A$29.21
i
Both legs settle together on NeroChain L1 — the roll completes in full or not at all, so you are never left holding one side.
Indicative pricing. A$ at indicative 0.66 AUD/USD.
Clearing & watchdog
Members post bonds against audited capacity. Every control concentrates on redemption — the moment a seller is most tempted to refuse.
Bonded members
4
Audited GPUs
9,600
Bonds posted
US$12.0M
Refusals · 30d
0
Verification program
Client-signed receipts
Consumer countersigns metered usage; the client signature governs
Refusal detection
Watchdog monitors the redemption path for refused or degraded delivery
Device attestation & runtime probes
Confirms real silicon; randomised probes expose interconnect substitution and oversubscription
If a member refuses
1
Defaulter's bond
Holder compensated under the published penalty formula
2
Standing reserve — compute first
Shortfall cured with machine time; the workload still runs
3
Standing reserve — cash second
Only where compute cannot cure the shortfall
Differential board · quality only upgrades
H100 series
May be served with H200 or B200 at the published differential
H200 series
May be served with B200 at the published differential
B200 series
Served as specified
A holder's claim never degrades to older hardware.
Pilot figures illustrative. Penalty formula published in the Compute series document.
Agent access
Authorise an AI agent to hold, roll and redeem capacity credits within a mandate you set. One signature over x402, with an AP2 mandate verified on chain, turns a credit into a running machine.
Mandate
Buy credits
Within the daily spend cap
Roll before expiry
Avoids expiry of unredeemed hours
Redeem for sessions
Starts metered sessions on demand
Sell or transfer
Off by default
Daily spend capUS$500
SeriesH100 · H200
Mandate expiry30 days
Paymentx402 · from AUDD balance
!
You remain responsible for actions your agent takes within the mandate. Revoke it from this screen at any time — revocation is immediate.
x402 and AP2 are open agent-payment standards. The agent SDK exposes compute actions as MCP tools.
Send
Move gold to anyone on NeroX instantly, to your own wallet, or send money home.
Send gold to
Recent
P
To Priya Nair
Mon 5 Oct · fee 0.006 g
−5.000 g
O
From Omar Khan
Fri 2 Oct · birthday gift
+12.000 g
L
To Liam Tran
Tue 29 Sep · fee 0.002 g
−2.000 g
Send gold
?
Choose who to send to
Only verified NeroX accounts can receive here
grams of $GOLD
1 g
5 g
10 g
1 oz
i
Settles instantly on NeroChain L1. The fee is paid in $GOLD, so you never need AUD or NERO to send gold. Large or unusual transfers may be held for a compliance check.
Sending to a wallet outside NeroX? Use My own wallet from the Send screen.
Receive gold
Anyone on NeroX can send you $GOLD with your handle or this code.
@adam.s
Adam Smith · verified NeroX account
NeroChain address
nero1q8f4…w2k3d7
nerox.app/pay/adam.s
i
Senders usually pay the 0.12% transfer fee. If they choose to take it from the amount, you receive 99.88% of what they send.
Done
Your transaction is confirmed.
A receipt and tax record are in your documents.